The 11 Best Cash Back Credit Cards November 2025

Existing customers who lose over the promotional period will be able to claim back a certain percentage of the loss in the form of a casino cashback bonus. For example, if you make a purchase of $100 on your card and the cash-back percentage is 3%, you receive $3 on that purchase. That said, you should only get a cash-back credit card if you are able to pay your bill on time and in full each and every month. If you don’t, the interest that your balance accrues will negate the value of any cash-back you earn for making the purchases. Customizable cards offer a list of bonus categories for you to choose from.

• Forums like Reddit and TrustPilot help too if you want to hear it straight from players.
• It’s important to understand the full details before signing up for a new account to earn a bank bonus.
• It’s important to weigh the fees and other factors like interest rates before signing up for any new bank account.
• Read our Capital One Quicksilver Cash Rewards Credit Card review or jump back to this card’s offer details.
• Considering the $5 minimum deposit, I’d say that’s a hard offer to beat.

Annual Fee

I use a credit card for nearly every purchase, so it gives me the peace of mind knowing I can pull out one card and earn rewards regardless of what I use it for. The best cash back cards also come with an intro APR period for balance transfers, purchases or both. Intro APR periods for purchases on cash back cards can be handy for earning rewards on a large purchase while also giving you time to pay off your balance. Most credit card issuers allow you to redeem your rewards as a statement credit on your account to offset purchases you’ve made, as a deposit into your checking or savings account, or even as a check mailed to your address.

Account bonuses are taxable because the IRS considers them a form of income. Banks usually report these bonuses on a 1099-INT or include the amount on your tax return. But if the bonus pushes part of your income into a higher bracket, only that portion is taxed at the higher rate, not your entire income. Because the casino will allow you to recover your losses, you are usually better off depositing more than the minimum.

Small business perks

That means they are not just one-off promotions, but continual, and you can claim each week, or month for as long as you play there. Of course, when you win overall, you can’t claim the cashback, and you get to enjoy your profits instead. Occasionally, Rake Cashback deals are found, where a percentage of all wagers, or deposits, is returned, win or lose. Verify the stake sizesYou may also have a maximum or minimum wager limit if you’re using a bonus at an online casino. A cashback bonus is a substantial incentive that allows you to win real money.

You can complete and submit the application after comparing the options and finding the best fit for you. The Discover pre-approval tool uses a soft inquiry (a type of credit check that doesn’t impact your credit score) when determining if you qualify for a pre-approved offer. If you’re pre-approved, you can see the APR offers for each card and decide which one will be the best credit card for you. It’s worth noting that you don’t earn cash rewards when you use your Discover Card for balance transfers or cash advances. Lowery uses the Bank of America Customized Cash Rewards credit card — plus, she’s a Preferred Rewards member with Bank of America, so her cash rewards rate is even higher than the card’s standard rate.

Your credit score is one of the most important factors a credit card issuer evaluates to determine your approval odds and interest rate. Cash back cards are typically issued to consumers with good or excellent credit. If your credit score is sheesh casino legit falls in the bad or fair range, a better choice may be a secured, credit-builder card that helps you focus on improving your score. The Upgrade Elite is packed with enough features and benefits to make it a strong contender for best flat-rate rewards credit card. Cash back cards are often easier to manage, so they’re an ideal choice for credit card beginners. During his time in Columbus, Ryan was involved with the Public Relations Student Society of America (PRSSA) and led philanthropy efforts for his fraternity, Phi Sigma Kappa.

As always a lot of the good deals have already expired, make sure to either follow us on Twitteror get daily e-mail updates so you don’t miss any deals. If we missed any deals or you have an idea for a post, please let us know (email protected or email protected). That’s $38 total under daily cashback, compared to just $5 with the weekly version. She has written and edited content on personal finance topics for more than five years. Check out more things to look out for when considering a bank sign-up bonus.

The Capital One Quicksilver is one of the easiest cards for unlimited cash back, and can be the bedrock for most reward card combinations, but its ongoing APR and perks aren’t very competitive. Last, for now, but certainly not least, is TopCashBack, which offers a highest cash back guarantee and has plenty of great offers all its own … I told you today was bananas in all the best ways, and Rove Miles is one of those ways. Rove Miles is also somewhat newer, but it is quickly gaining popularity as a great way to earn a lot of miles on hotel stays, as well as through some of its online shopping offers. Select to compare up to three personal cards or three business cards at a time.

Jason is also the founder and producer of CardCon, a conference for credit and credit card journalists that’s held annually. At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every checking account list is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of banking products. See our methodology for more information on how we choose the best bank bonuses.

Chase Freedom Flex®

If you are already a Discover Cardmember with one of the cards that includes the 5% Cashback Bonus category, you need to activate to earn each quarter. Just use your eligible Discover Card to spend in that category and you’ll earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate. If you’re a Discover Cardmember, you’ll be able to manage your account, see your rewards balance, redeem your cash back, activate bonus category offers, and more, by setting up an online account. To set up, grab your Discover Card (for your account details) and click this link to register your account online.